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Offers (2)

New customers
Spark Package for Series A and Earlier Stage Companies

Get 24 Months of Zero Fees.



The HSBC Innovation Banking Spark Package provides a comprehensive solution for founders who want stability without stifling their creativity. Seed/Series A and earlier businesses will gain access to our award-winning digital products, expert relationship management, and competitive interest rates* – now with account maintenance and transaction fees waived, plus unlimited transactions (i.e. Wires and ACH) for the first 24 months.

Pay $0 for the first 24 months, with benefits including:

  • Quick setup with 3-days average onboarding
  • Expert RM & Client Service contact
  • Events led by one of the most connected VC coverage teams in the world
  • Money market account with a competitive interest rate*
  • Fraud mitigation services including positive pay and electronic payment authorization
  • Unlimited transactions including wires, ACH

Click to review the Terms and Charges and Terms and Charges Addendum for the Spark Package.

*HSBC reserves the right to change the interest rate at any time and at its sole discretion.

**Applicable to Series A and earlier, Innovation Economy companies.

Contact HSBC for eligibility details for the Spark Promotion Terms and Charges Disclosure and Addendum for transactions and fees that are waived as part of the promotion.

HSBC is a member of the HSBC Group of affiliates. In the United States, deposit products including deposits made through the HSBC Innovation Banking division are offered by HSBC Bank USA N.A., Member FDIC. All Rights Reserved. ©

All United States persons (including entities) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to the U.S. and non-U.S. accounts. U.S. persons should consult a tax advisor for more information.

New customers
Innovation Package

A robust solution to support businesses who want boldness without borders.



The Innovation Package provides award-winning digital products, expert relationship management and competitive interest rates. Additionally, this package offers comprehensive solutions to facilitate international business and advanced treasury management.

Pay zero in fees when you maintain a $1,800,000 combined average monthly balance with a competitive earnings credit rate. Additional balances over $1,800,000 will earn interest at a market-based rate. Learn more in the HSBC Innovation Banking Package deck below.

Experience banking designed for the innovation economy, offering straightforward pricing and solutions to empower your business at every stage of growth, including:

  • Hybrid checking account to maximize the value of your account balance and offset fees*
  • Fraud mitigation services including positive pay and electronic payment authorization
  • Savings account with a competitive interest rate*
  • Dedicated RM & Client Service Contact
  • Access to our award-winning banking platform, HSBCnet, and Global Wallet to manage international transactions
  • Simplified pricing with options to grow with HSBC

Now, pay zero in fees when you maintain a $1,800,000 combined average monthly balance with a competitive earnings credit rate. Additional balances over $1,800,000 will earn interest at a market-based rate.

Click to review the Terms & Charges for the Innovation Package.

*All interest rates subject to change based on market conditions. For full details on package, pricing, and fees, please reach out to your HSBC Relationship Manager.

HSBC is a member of the HSBC Group of affiliates. In the United States, deposit products including deposits made through the HSBC Innovation Banking division are offered by HSBC Bank USA N.A., Member FDIC. All Rights Reserved. ©

All United States persons (including entities) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to the U.S. and non-U.S. accounts. U.S. persons should consult a tax advisor for more information.

Basic Info

HSBC Innovation Banking is a dedicated banking practice focused on the innovation economy, led by Silicon Valley veterans. This offering brings HSBC’s expansive product suite and unmatched international capabilities to support companies in the innovation ecosystem at every stage of their journey. Innovation Banking sits within the bank’s US Commercial Banking business and remains a distinct effort focused on serving companies in technology and healthcare, as well as the investors who support them. The US team is comprised of over 60 bankers in San Francisco, Boston, and New York City as part of this initiative and the team is growing.

The US Innovation Banking team works closely with the 650+ global Innovation Banking colleagues in London, Israel, and Hong Kong - which enables them to serve the banking and debt needs of innovation companies across the world.

HSBC Innovation Banking offers tailored banking and lending products and services that are designed specifically for innovation businesses and their investors. These range from banking to treasury to foreign exchange and market risk solutions, plus a range of debt and credit facilities to suit all sizes of business – especially high growth venture backed businesses.

Disclaimer

The Spark promotion is being provided to you by members of the Commercial Corporate Banking business of HSBC Bank USA, N.A. (“HBUS” or “we”). HSBC Innovation Banking is a business division with services provided in the United States by HBUS. We will not be liable for any liabilities arising under or in connection with the use of, or any reliance on, this third party platform or the information contained within it. Distribution is restricted to the United States. Content and discussion are provided for informational purposes only, and do not constitute any commitment to underwrite, subscribe for or place any securities or to extend or arrange credit or to provide any other product or service. HSBC Bank USA, N.A. Member FDIC.

Why work with us

Our dedicated sector experts possess in-depth knowledge of the technology, life science and healthcare economies. With access to an extensive global network, we can help you fuel growth through venture capital and corporate investors, industry influencers, customers, and global opportunities.

The scale and breadth of our capabilities will enable us to support founders and investors in ways that simply would not be possible on another platform. This is a unique value proposition for the global innovation economy.

Through our interconnected innovation hubs in the US, UK, India, Israel and Hong Kong, our experts are supporting the world’s innovation economy – both clients and their investors to help them meet their growth goals.

Clients (26)

Lightship

Lightship is an early-stage hardware startup launched in 2020 by Tesla alumni that is bringing the $26B recreational vehicle industry into the electric age. Based in San Francisco and Broomf... read more

Recogni

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Kodama

Restoring forests for future generations read more

Menlo Security, Inc.

Browsers are the application enterprises can’t live without, how we work with SaaS and private web applications. But browsers are a security blind spot. They operate without the necessary pr... read more

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